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One-Time & Two-Time Options Available


  • Conforming loan amount
  • Max loan to value 95% with a minimum credit score of 680 (Primary Residence)
  • Primary or Secondary Home 1 unit SFD
  • No requalifying at modification within the 9 month construction term (Lender will verify employment at time of modification)


  • Loan amount per FHA county loan limit
  • Max loan to value 96.5%
  • 15 & 30 year fixed rate option
  • Primary owner occupied 1 unit
  • Minimum credit score 600
  • No requalifying at modification


  • Max loan to value 100%
  • 15 & 30 year fixed rate option
  • Primary owner occupied 1 unit
  • Minimum credit score 600 (Subject to Veterans Eligibility)


  • Specialized underwriting and processing
  • Closing turn time within 30 days of receiving contract, plans and specs
  • Simultaneous close for lot purchase and construction financing available
  • 9 month construction term
  • No BOR’s (Builder of Record). A builder in the industry will be required on all transactions
  • Monthly payment due during the construction phase will consist of accrued interest only
  • Interest only during construction with competitive rate
  • One closing = less closing costs
  • Flexible Draw Schedules
  • Competitive Rates and Fees
  • Lot Equity Accepted for Down Payment on Most Programs

All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change. VA loan subject to veteran’s full eligibility. USDA Program is for primary residence only and Income and Geographic limits apply.

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